MyRupaya Grocery Discount Tool: Unlock Grocery Cashback Offers with MyRupaya
Buying groceries is something none of us can skip. Whether you’re a student living alone, a busy professional, or managing a family, groceries easily take up 70–80% of monthly expenses. Grocery apps like Zepto, BigBasket, and Blinkit have simplified shopping, yet prices can still add up quickly.
Think about it — you open Zepto to buy a few essentials, and within minutes, your ?1,000 bill becomes ?2,000. That’s why knowing how to save matters.
MyRupaya’s Grocery Discount Finder lets you save on every grocery order. Over a year, that’s thousands saved effortlessly.
This article explains:
• How MyRupaya’s Grocery Discount Finder works
• MyRupaya’s other features beyond groceries
• Top grocery credit cards for 2025
• Ways to reduce grocery bills using MyRupaya + credit cards
• Answers to grocery savings questions
How Grocery Discount Finder Works
MyRupaya’s Grocery Finder is designed for maximum efficiency. Instead of searching random coupon blogs or fake codes, MyRupaya automatically maps discounts and card offers.
1. Find Active Grocery App Deals – Access verified offers for Zepto, BigBasket, Blinkit, Flipkart Grocery, and Amazon Fresh.
2. Credit Card Cashback Mapping – Different cards give varied cashback. For instance, Amazon Pay ICICI and HDFC Neu cards each add value on different grocery platforms.
3. Stacking Benefits – Combine coupon codes and card cashback. Example: Mix Zepto discount codes with HDFC cashback for dual savings.
4. Live Deal Notifications – Coupons go inactive daily. MyRupaya ensures you see only valid, updated offers.
Whether you shop from Zepto, Blinkit, or BigBasket, MyRupaya always finds you the best way to pay.
What MyRupaya Generally Does
MyRupaya isn’t just for grocery shopping. It connects your spending with the best available offers.
It covers:
• Movie ticket savings on BookMyShow, PVR, and Paytm.
• Flight coupons and hotel discounts.
• Instant food delivery offers on Zepto and Swiggy.
• Top e-commerce cashback and coupons.
For groceries, it specializes in:
• Zepto grocery savings – Instant Zepto offers & card deals.
• BigBasket online shopping – Maximize NeuCoin and cashback returns.
• Blinkit app offers – Identify Blinkit + card combo deals.
• Amazon Fresh & Flipkart Grocery – View card + coupon-based discounts instantly.
To sum up, MyRupaya’s goal is to make sure you never pay full price.
Top Credit Cards for Grocery Shopping in 2025
Your credit card matters as much as your shopping app. Here are the top-performing cards for grocery buyers in 2025:
1. HDFC Swiggy Credit Card – Best for Instamart & Zepto
• Cashback: 10% on Swiggy & Instamart
• Other Benefits: Extra rewards on popular e-commerce sites
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Zepto purchases often qualify for cashback under this card. Use alongside Zepto promos for maximum benefit.
2. HDFC Tata Neu Infinity Credit Card – Best for BigBasket & Blinkit
• Cashback: 10% NeuCoins via Tata Neu app on BigBasket & Blinkit
• Other Benefits: Extra perks across Tata brands and travel
• Annual Fee: ?1,499
Why it’s great: Earn NeuCoins usable directly for groceries or Blinkit orders.
3. HSBC Live+ Credit Card – Best for Online & Offline Groceries
• Cashback: 10% on both online & offline groceries
• Other Benefits: Multicategory savings beyond groceries
• Annual Fee: ?999
Why it’s great: Only card offering grocery benefits both online and offline.
4. SBI Tata Neu Infinity Credit Card – Tata Neu Partner Card
• Cashback: Earn NeuCoins redeemable across Tata brands
• Other Benefits: Wider Tata ecosystem coverage
• Annual Fee: ?1,499
Why it’s great: Strong value for families using BigBasket monthly.
Amazon Pay ICICI – Lifetime Free Option
• Cashback: swiggy 5% on Amazon Fresh (Prime), 3% non-Prime
• Other Benefits: Extra cashback on Flipkart Grocery through Amazon Pay
• Annual Fee: ?0 – Lifetime Free
Why it’s great: Ideal for Amazon Fresh and Flipkart Grocery buyers.
Grocery Credit Card Comparison
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
FAQs
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Final Thoughts
Groceries are unavoidable, but overspending isn’t, and MyRupaya’s Grocery Discount Finder makes it smarter. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, every cart can cost less with the right strategy.
Cards like HDFC Tata Neu Infinity, HSBC Live+, and Amazon Pay ICICI help slash monthly grocery costs. Combine them with MyRupaya’s live coupon alerts, and grocery discounts will always be one click away.
The smarter you shop, the more you save — and groceries are the perfect place to start.